The UK 60% Tax Trap in 2026/27: Why 100,000-125,140 Is the Worst Income Band to Earn In
Earning between 100,000 and 125,140 in the UK in 2026/27? Your marginal tax rate is 60% — and over 100% if you use funded childcare. The honest guide to the trap, and four HMRC-approved escapes.
UK VAT 2026/27: When Small Businesses Should Register Voluntarily for VAT
Most UK small businesses dodge VAT registration until HMRC forces the issue. Sometimes that is the wrong call. The 2026/27 guide to voluntary registration, the Flat Rate Scheme, and the Limited Cost Trader trap.
The UK Dividend Tax Trap in 2026/27: Why Director-Shareholders Are Quietly Restructuring Their Salaries
The dividend allowance is £500. The basic rate is 8.75%. The higher rate is 33.75%. Owner-managers are rebuilding their pay structure for the 2026/27 year.
Pension Tax Relief and the Tapered Annual Allowance: A 2026 Field Guide
Pension tax relief is generous until it isn't. A working guide to the tapered annual allowance, salary sacrifice and the traps catching high earners.
What Is a P45 and What to Do If You Don't Receive One?
A P45 is issued when you leave a job — it shows your pay and tax for the year up to that date. Here is what to do if you do not receive one.
